The Finney School of Real Life

Green tea has been around for 1000’s of years, and the Chinese
have always known about the many health benefits of green tea.
Now the rest world is catching up and jumping on the green tea
bandwagon.

What makes green tea so healthy? Antioxidants, green tea is
loaded with antioxidants that support your bodies immune system
and helps eliminate harmful toxins from your body. These
powerful antioxidants are so potent that research is showing
that they might even be able to cure cancer.

In addition to being healthy green tea can also help you lose
weight. Green tea has what is called a thermogenic effect on
your body meaning that it makes your body burn more calories
there by causing you to lose weight. In addition many people
feel they get a natural energy boost, and also that they can
think better when taking green tea.

Promoting good health and weight loss are great, but perhaps the
best part is that green tea tastes wonderful. It doesn’t give
you that insulin crash that soda does, and it’s not hard on your
stomach like coffee. You can find green tea in many different
flavors, but stay away from bottled tea because most of the time
it’s filled with sugar or artificial sweeteners. The best way to
buy green tea is in bulk loose leaf form, or if that’s not
available in your area you can substitute it with bagged tea,
but keep in mind that bagged tea is typically lower in quality
than loose tea.

By simply replacing soda, coffee, or any other sugar filled
beverages with green tea you’ll be doing yourself a huge favor
and you will notice a positive change within days.

* A baby is born every seven seconds.

* Babies are born with very poor vision but can recognize their
mothers almost right away.

* Babies are always born with blue eyes, within a few moments
of delivery their eye color can change.

* Babies are born with swimming abilities and can naturally
hold their breath. However, they shortly lose this instinct.

* Newborns usually double their weight by six months.

* Playing classical music will increase a baby’s intelligence.

* Reading to your child at ANY age will increase their
knowledge.

* Babies and toddlers are, pound for pound, stronger than oxen.
This is especially true of their legs.

* Babies are born without kneecaps.

The human body is a fascinating study to subject. You may be
surprised by the following facts.

* Women blink twice as many times as men do.

* Eyes are the most active muscles in the whole body.

* There are about 550 hairs in the eyebrow.

* The life span of a tastebud is 10 days.

* Humans have almost 10,000 taste buds.

* The colder the room you sleep in, the more likely that you
will have a bad dream.

* The human body is better suited for two four-hour sleep
cycles than one eight-hour one.

* The jawbone is the hardest bone in the human body.

* It’s impossible to sneeze with your eyes open.

* You share your birthday with at least 9 million other people
in the world…. talk about a lot of celebrating.

* The name Wendy was made up for the book “Peter Pan”

So, you’ve decided to buy a house, and you’re ready for that all important next stepapplying for a mortgage loan. But where should you go? After all, the mortgage business is complex, and you’ve realized quickly that your choices for lenders are immense. Here’s a quick guide to help you understand all of your choices for lenders.

Mortgage Banker

By using a mortgage banker, you will deal with the same person from the beginning to the end of the loan process. The mortgage banker makes his money from the fees that you will pay for the loan, such as the points and closing fees. After you’ve closed on the loan, you may continue your relationship with the same company, or they may sell your loan to a secondary person.

Mortgage Broker

If you don’t have the time to loan shop on your own, or have a not-so-perfect credit history, a mortgage broker may be the way to go for you. A mortgage broker acts as a middleman between a borrower and a mortgage banker, and generally knows where the best deals are, or which mortgage bankers are more apt to grant loans to riskier borrowers.

Credit Unions

If you belong to a credit union that should be the first place you check for your mortgage loan because they generally offer lower interest rates. Many associations, unions or even workplaces have their own credit unions.

Savings and Loan

Half of the mortgage loans in the United States are made by local savings and loans. If you belong to one, be sure to check their ratesthey’re likely very good.

Government Loans

A lot of people falsely believe that the government is in the business of making mortgage loansthey’re not. But they do “back” certain loans, which make the lenders more apt to extend them. For the best information on government backed loans, talk to your local banker.

There are also many mortgage companies online that can help you find direct
mortgage lenders and home loan brokers that will best suit your needs.
This is a quick way to find a good mortgage loan and compare rates and offers
from multiple lenders. When lenders compete for your business, it works to
your advantage. To view our list of these recommended online mortgage
companies, visit this page: Recommended Online
Home Mortgage Lenders.

Carrie Reeder is the owner of ABC Loan Guide, an informational website with articles and the latest news about various types of loans.

Far too many people who are training in the martial arts or in a self-defense program - including police and security personnel by-the-way - take for granted that all they have to do is learn a few tricks and that’s it. When, according to the reality and nature of self-defense, no technique that you’ve learned in a martial arts or self-defense class is perfect in-and-of-itself for the unique situation and circumstances that you will find yourself in when you need it. And…

…that’s okay.

What’s important to learn is this…

…these techniques that everyone hold up as the “holy symbols of their style,”…

…were just passed down from past-generation masters as “examples” anyway!

After you’ve been training for a significant while with a focus on being able to handle a real-world self-defense situation, rather than merely memorizing a preset string of moves for your next belt, what you’ll find is that…

…in your attempt to defend yourself in a given situation and against a unique assailant with his own ‘favorite’ techniques and attack-methods, you will actually be stringing several basic moves together in a moment-to-moment, spontaneous flow. The trick is to know your techniques so well that you can do this in what appears to be an effortless flow from one technqiue or skill to the next.

Just as I pointed out in “The Karate-Myth” there are certain critical pieces missing from the vast majority of training programs. And, it is those key elements that MUST be managed during a physical altercation if you are to walk away with most of you intact.

So, if you really want to be able to use what you’ve learned in a real-world self-defense situation…

…then you must be able to give up your attachment to your “perfect techniques.”

Remember: The only people who believe that any given technique or skill is “perfect” or “unbeatable,” has not been around long enough, or…

…has deluded themselves into believing that training in class, or competing in a tournament, is somehow equivelant to the all-out, adrenalin-triggering, overwhelm that makes you feel like your heart will explode in your chest during the “real thing.”

Jeffrey M. Miller is the founder and director of Warrior Concepts International in Sunbury, Pennsylvania. He is the author of the “Foundations of Self-Defense Mastery” eCourse, which is available free of charge to subscribers of his self defense newsletter. You can subscribe to the newsletter at: http://www.warrior-concepts-online.com/newsletter-subscribe-self-defense.html He is also the creator of the EDR: Non-Martial Arts Defensive Training Program, author of the book, “The Karate-Myth” as-well-as the powerful, “Danger Prevention Tactics” video. Additional information is available by visiting http://www.warrior-concepts-online.com

The following article is offered for free use in your ezine,
print publication or on your web site, so long as the author
resource box at the end is included, with hyperlinks.
Notification of publication would be appreciated.

Title: Sign up for your child Author: Andrea Cyrus, Msc.D.,
Rev., Mht. E-mail: mailto:andrea@truechanges.com Copyright: ©
2005 by Andrea Cyrus URL:
http://joyfulparenting.truechanges.com/ URL:
http://www.truechanges.com

Word Count: 675 Category: Parenting

When you have your first baby, you may soon also get your first
reality check. You may not really have expected to deal with so
much work, crying, burping, poop, pee-pee, and stress. You
notice you are constantly tired, yearning for some undisturbed
rest. Wave your old days bye-bye, and Sign Up For It. What
no-one ever really told you is that babies like to pee when you
change them, diapers can leak and burping can become a full time
job. Infants love to be up at night and sleep during the day
time; they can cry for apparently no reason and need you exactly
at the time, when it is most inconvenient for you. As these
little angels grow older things do not always become easier,
toddlers may still regularly wake up at night even when they are
2 years old, they will touch and chew on anything within their
reach, and you have to be on consistent alert, knowing that your
lovely baby follows his/her inner drive to restlessly
investigate the new world. There are an infinite number of
expected and unexpected things your little ones will come up
with, and my number 1 concept for Joyful Parenting is to Sign up
for it: I ________________ , hereby declare that I am fully
aware of what to expect of my □ newborn, □ toddler
□ 3-5 year old, □ school kid, □ teenager, and
that I will consciously sign up for the whole package. I sign up
for extended burping, less sleep, more noise, extensive dirt,
broken stuff, dirty clothes, pee, poop, vomit, tantrums, obvious
and not so obvious lies, broken items, stickers on furniture,
scribble scrabble on walls, destroyed furniture, dead frogs,
toys everywhere, posters, muddy shoes and broken windows. I sign
up for having a 1.2 year old telling me NO and a 13 year old
going through my drawers, I sign up for debates, arguments and
very strange excuses. I sign up for tons of why-questions and
discussions that are so confusing and disturbing, that I will
consider hiring a professional. I sign up for holes in my yard
and a stone collection neatly lined up next to my bed, for holes
in brand new pants, in walls, in pillows, carpets and curtains.
I sign up for pages ripped out of my favorite books, chewed up
magazines and the third set of blinds torn. I sign up for
nightly-emergency-room-visits, sleep-overs, and smelly strangers
being invited for dinner. I sign up for spaghetti sauce in the
face, hair, ears, nose, neck, chest, tummy, legs and between the
toes. I sign up for being rudely interrupted during
conversations, sleep, telephone sessions, work, sex, leisure and
meditation. I sign up for runny noses, buggers and tears,
scratching, biting and pushing. I sign up for all of the above
and all the other expected unexpected things my creative
child/ren will present.

To sign up to all these things may seem like a negative approach
to negative behavior by expecting negative things, but if it
were all that negative, the results could not be so positive. We
are not engaging in negativity, we are simply and consciously
saying YES to life. Because life is going to happen; babies
poop, toddlers cut hair, school kids avoid homework, and
teenagers lie. When we have a high resistance to the things that
are unavoidable we will respond with resistance (anger, hurt,
disappointment, feeling overwhelmed, stress, negativity,
impatience etc.) When you accept these things as part of the
deal, you have won half the battle. You will know that what you
are experiencing is normal, you will not be surprised or
stressed out or overwhelmed easily, you know what to expect and
will prepare yourself accordingly, your responses will come from
acceptance and understanding. Sign up for your child, know what
to expect, Child-proof your house, as if you were getting
prepared for a tornado, get ready for the experience of a life
time that lasts about 2 decades, and Take it with Humor.

You just read the first Chapter of the e-book Joyful Parenting.
To read more go to http://joyfulparenting.truechanges.com/

If your inbox is anything like mine, you’ve probably recieved your fair share of Product Resale Rights offers. Often times you’ll be offered anywhere from one to a hundred or more products, ranging in price from $17. to $500. Trying to figure out What You’re Allowed To Do with them can be a confusing process.

If your package comes with Basic Resale Rights, It will give you the right to resell it and that’s usually it. Most of the time it comes with it’s own sales page, which all you need to do is add your payment link and upload it to your web host. It is also the least expensive. Your probability of profit is increased since it virtually cost you nothing to get started. Basic rights range in price from $17. to $97. and are very easy to profit from. However, this option is not generally viral since you don’t have the right to claim it as your own or give it away. It must be sold and can’t be included in another package or sold in Auction Sites. These restrictions are defined in the Read Me File contained in the zip file in your download.

If your package comes with Master resell rights. It will also come with its own sales page. Your options are increased with this package. You will have the right to resell it, bundle it with other products, sell it at auction sites or give it away. It will usually cost more than the Basic Rights since you have the right to do more than the Basic Rights. You will also get everything you need to get your site up and running. On occasion it will come with marketing tools such as banner graphics, solo ads, classified ads, etc.

If your package comes with private label rights. One particular type of private label rights gives you the right to claim it as your own. It is generally ready made and the only changes you can make is to put your name on it.

Another type of private label rights is not a finished ready to sell product. All you get with this one is the raw source code. Usually in an MS Word document. This will require someone a bit more advanced in their ability to design and set up either a web page or insert the information in ebook format. This type basically gives you the right to do just about anything you want with it. You can change it, claim it, add to it or omit parts of it. Selling the Master resale rights an resell rights may also be an option. See what the terms and conditions say.

As with any product or service you decide to sell on the internet. You’re going to need to look at some things.

*Is this product or similar product being searched for?

*If so, How Many?

*If the product is being searched for a kazillion times. Chances are you’ll encounter some pretty stiff competition and is probably not a wise choice.

*Have you seen similar products on the web?

Resell Rights are a great alternative to creating your own products. You’re going to have some basic skills such as, the ability to edit the html in your pages. Use an FTP program to upload the pages to the web. A web host and domain name to upload them to. If you posess these basic skills you’re ready to make money with your newly acquired Resell Rights package.

Devise your marketing plan to include pay per click ads, ezine ads, writing articles, joint ventures, and publishing your own newsletter.

It won’t be long before you’ve got customers coming out of the woodwork. If success is what you’re after, Get to Work. There are no free lunches on or off the web. Despite what your bombarded with. There are no Get Rich without doing any work programs. If you find one, Please send it to me.

Art Luff is Not a Marketing Genius or Guru. He’s Just an Ordinary Guy Trying To Make a Go Of It In this World. Jump on Over to http://best-resale-deal-ever.com/ and Subscribe to his Informative Affilate Marketing Newsletter. His approach to Marketing affiliate programs will awaken your imagination and keep you coming back for more!

Textured paper can add extra dimension to your scrapbooking page. Textured paper can be used to highlight focus items on your scrapbook page. Textured paper can also be used as a backgrounds or border to give your page an interesting fresh look.

Textured paper is available in a variety of textures and colors and is available in most craft and office supply stores.

For an added personal touch and artist flair use a book jacket as a background. This scrapbook technique looks especially nice when the book jacket is the reader’s favorite book or author, adding a wonderful personalized touch.

Be aware, however, that the glossy coating on the book jacket creates an added challenge to sticking objects to this background. Alternative attachment methods include sewing and eyelets.

One good way to add dimension to images is to use double stick foam tape. Double stick foam tape literally allows items to pop out at your reader adding realism to items. This technique is especially useful in children’s art and educational scrapbooks.

Simply, cut the foam tape into whatever shape and size you want. Then, attach to shape onto your scrapbook page. Double stick foam tape is available at most craft stores in various colors and thicknesses.

Mia LaCron is the founder of 101-scrapbooking-tidbits.info - http://www.101-scrapbooking-tidbits.info - devoted to helping individuals record, store, and preserve their most cherished memories via the art of scrapbooking.

What do I Like About Nicholas Darvas?

Where do I start? I consider Nicolas Darvas the BEST trader, or as he him-self said “investor” in the world. I’ll admit one man’s poison is another man’s medicine. You cannot really define what is the world’s BEST trader. It’s my opinion.

Why? You must, absolutely MUST, read, re-read, study and think about every line in the book “How I Made $2 Million in the Stock Market”. I won’t lie when I say I have read it over 100 times and I still read it at least once per month. Amazingly I keep learning new points.

Darvas was actually the first CANSLIM trader without going into the finer points. This may up-set William O’Neal followers. Whilst Darvas did not actually study earnings, sectors, shares outstanding etc. his off the cuff stock selection meant he was using CANSLIM methods. Don’t forget this was way back in the late 1950’s.

He turned $25,000 into $2,25 million by scanning the newspapers in just five minutes during the late, night early morning, period. He him-self said it wasn’t so much the amount of money he made that pleased him but the ease and peace of mind it was achieved. It was SO easy. Admittedly, he was lucky in that he traded his system during a roaring bull market. But his system makes money in all market conditions. It’s just a fact that you’ll make a lot more during a run-away bull market. That can be said for most systems.

The perfect attitude for trading. When he was wrong on a trade he shrugged his shoulders, cut his losses and looked for the next one. No second guessing. No emotion. No ego involved. He told the reporter who interviewed him for a time magazine article he only expected to be correct half the time.

Without doubt his best quality was his ability to question everything. When he was wrong why? What worked and why? What didn’t work in the stock market and why? Question everything and eliminate what doesn’t work. He pieced together a system that fitted his personality. The person who can do this will be a big winner in the markets.

Flaws:

What flaws can the world’s best trader have? Actually there is one and it was a very dangerous one.

Money management. Boy was he lucky! Buying a 100% position on leverage on one stock could have been the death of his account. When he bought 2,500 shares, on margin, of E.L Bruce (a small cap un-known stock) IF things had have turned ugly here, i.e. prices gapped down or fell off very sharply, no doubt Darvas would have been finished. Instead of writing a book about how he made his fortune in the Stock Market he might have written one about how a fortune was lost. Luckily he made over $300,000 from this transaction alone. Had he have had some money management rules in place, sure the gains would not have been as big, but at least IF things hadn’t have worked out he could live to fight another day.

A number of occasions Darvas “plunged” into the market with little thought to money management and risk. Ignorance really was bliss. Jesse Livermore was not quite so lucky.

Conclusion:

A shining light of hope to the man on the street that anyone given time, education, desire and determination can make BIG money in the stock market. You don’t have to have state of the art technology, data, or in-side information to make massive returns.

If Darvas can make $2,25 million by scanning the papers for five minutes before bed what does that say for today’s Hi-tech trading techniques?

His methods still work and always will work. If it stops so will the stock market.

* * * * 1/2 41/2 Star Trader (P.S. there will never be a 5 star trader)

Mark Crisp
The Stress Free Momentum Stock Trader
http://www.stressfreetrading.com

What is love? What is attraction? Why do we love someone? Why do we say that we love someone? Why don’t we say that we like someone or are getting attracted to someone? This is all because love is becoming a common word to be used for all kinds of attachments and relationships. Have you quizzed yourself about how much looks matter to you in love?

Will you love an ugly looking person even if she/he has every other quality in plenty? Or you will accept somebody better looking but missing in some qualities? What if you are told that the best looking person of the opposite sex has fallen for you and wants love in return? When you develop relationship, you find that person missing in many essential qualities and values that you respect. What will you do?

Quiz yourself about your relationships. Many of the relationships break because we are attracted by looks but as we get closer we find the other person difficult and break the relationship. It happens with most of us. We all go for looks in the beginning. Very rarely, we give points for other qualities in a logical manner. We look at a attractive person and say-I am in love. Quiz yourself and you will realize why many of your relationships broke? We may deny that. But the main attraction is always great looks. Quiz yourself about this and probably you will come to know more about what are your priorities in relationships and love.

Dr Christiane Northrup has some interesting insights into the emotional and energetic issues associated with ovarian cancer. Whilst it is impossible to generalize emotional and energetic responses, she highlights the issue of rage in ovarian cancers. She describes the ovaries as being ‘female balls’ which means they relate to an active participation in the world in a way that expresses our unique creative potential, as women, on an individual basis.

She says: “…we as women must be open to the uniqueness of our creations and their own energies and impulses, without trying to force them into predetermined forms. Our ability to yield to our creativity, to acknowledge that we cannot control it with our intellects, is the key to understanding ovarian power.” (p187, Women’s Bodies, Women’s Wisdom)

She relates the issue of rage as deriving from being in an abusive relationship - not necessarily physically abusive, though of course this could be the case. And it may not necessarily be a personal or intimate relationship. It could be with work, societal, or even spiritual. But it embodies a way of relating and dealing with something or someone, where the woman involved feels controlled by the situation and does not believe in her ability to change it, or herself. It is a denial of her innate power and self-sovereignty. A denial of a woman’s innate dignity, creativity, spirituality, and complexity.

Interestingly, Dr Northrup notes that ovarian cancer is linked to a diet high in fat and dairy food. Dairy products in Oriental medicine, are associated with the liver meridian. Meridians are energy conduits, and though they have a specific anatomy, they are not equated necessarily with the organs of the same name, as understood in conventional western medicine. The emotion associated with a liver meridian that is out of balance, is rage and anger.

Oriental medicine believes that diseases start in our energetic body first, and then progress to the physical body. And certainly not all women who have a high fat and high dairy diet develop ovarian cancer. Dr Northrup suggests that women take care of their ovaries and uterus by reclaiming and expressing whatever this deep creative energy is for them. She suggests taking the time to do this daily.

A recent scientific study has also found that drinking two cups or more of tea a day can reduce the risk of ovarian cancer by 46%. This study was done in Sweden over a 15 year period. Sweden is a country where there is a higher risk of ovarian cancer, as are other countries with a high dairy consumption (Denmark and Switzerland).

References:
http://www.nutraingredients-usa.com/news/ng.asp?id=64537
Dr Christiane Northrup, Women’s Bodies, Women’s Wisdom (Piatkus, 1995)

If you’d like to read more about supplements, herbs, and a deeper understanding of why we get sick, check out this article. If you enjoy the health benefits of tea, read this to discover why green tea is so beneficial, and how green tea weight loss helps.